Title: Money Smart

Publisher: FDIC

Description: The Money Smart Program is a set of 10 instructor-led training modules covering basic financial topics. The subject matter begins with a description of deposit and credit services offered by banks and moves progressively to topics such as choosing and maintaining a checking account, the mechanics of budgeting, the importance of saving, and how to obtain and use credit effectively.

Each training module includes a comprehensive guide for instructors and a take-home booklet containing highlights and resource material for class participants. The instructor guides have everything necessary to begin teaching the program right away- easy to follow cues and script, overheads, and interactive class exercises. The booklets for participants are provided in a camera-ready format so that each sponsoring organization can reproduce them as needed.

The Money Smart training modules are:

Bank On It - An introduction to bank services

Borrowing Basics - An introduction to credit

Check It Out - How to choose and keep a checking account

Money Matters - How to keep track of your money

Pay Yourself First - Why you should save

Keep It Safe - Your rights as a consumer

To Your Credit - How your credit history will affect your credit future

Charge It Right - How to make a credit card work for you

Loan To Own - An overview of installment loans

Your Own Home - The basics of home financing

While the modules listed here increase in complexity, they may be presented in any order or in any combination depending upon the interests and knowledge level of the targeted audience.